Hi, I'm Robyn Palmore-Amos.
A Mortgage Loan Officer and Realtor who helps people just like you buy homes with confidence.

Whether you’re a first-time buyer, investor, or just exploring your options — you’re in the right place. I make the process simple, clear, and human. Let’s take the stress out of financing and real estate. Getting started only takes a few minutes. No pressure, no commitment — just expert guidance when you’re ready. No commitment needed.

Trusted By Agents With

Low Rates.

Easy Applications.

Quick Closings.

Our rates are low, our application is quick and easy! We can get you clear to close in as little as 10 days!

Request A Quote

No credit check required.

Request A Quote

No credit check required.

Request A Quote

No credit check required.

Request A Quote

No credit check required.

Home Loans made simple.

Welcome to your home base for home loans! I’m here to make your dream of homeownership a reality with our diverse range of home loan options, including solutions for first-time buyers, refinancing, jumbo loans, alternative-document loans, small-business, commercial and government-backed programs.

At NEXA Mortgage, we prioritize a stress-free and seamless experience, guiding you through the process with the most competitive rates, and expert guidance. I will simplify the mortgage process, handling the paperwork and negotiations, so you can focus on your future home.

Don’t let the complexities of mortgage financing hold you back – contact me today to start your journey toward a brighter future. Welcome home!

You don’t need another lender — you need a guide!

Most borrowers feel lost, rushed, or confused. I simplify the process so you understand every step and close with confidence.

  • You’re pre-approved but unsure what’s next.

  • You’ve talked to lenders who only quote rates — not strategy.

  • You’re tired of feeling rushed or unheard.

Let’s make your mortgage journey make sense.

As your mortgage strategist, I simplify the entire process in plain English so you always understand what is happening and why. No jargon. No overwhelm. Just clarity and a plan that feels good.

I know buying a home or securing financing can feel confusing, intimidating, and stressful, especially when every lender throws different terms at you and expects you to just know. You deserve someone who breaks it all down, shows you your options, and helps you make decisions that build long-term stability and wealth.

I am able to do that because I am licensed as both a Loan Officer and a Realtor, and I have been in this industry since 2008. I understand how financing, contracts, timelines, and strategy all work together. Whether you are a first-time homebuyer or an investor building a portfolio, I help you see the full picture so you can move with confidence.

FHA, Conventional, VA, DSCR, Self-Employed Loans. Whatever your situation, I will walk you through the best path based on your goals and your stage of life. And if it is possible for you, I will show you how to qualify, how to prepare, and how to use this moment to build generational wealth.

Let me do the same for you. I will simplify the process, remove the confusion, and help you get approved with a strategy that fits your future.

Here’s what clients love about working with me.

Fast, Transparent Approvals

Know exactly where you stand in hours, not days.

Strategic Loan Guidance

Every recommendation is made with your long-term goals in mind.

Clear Communication

You’ll never wonder what’s happening next.

Here’s how we make your mortgage easy.

Apply in

Minutes

Quick, no-pressure pre-approval online or by phone.

Review Your Loan Options

I’ll explain the best programs for your goals.

Close with

Confidence

You’ll know your numbers, timeline, and next steps.

Reasons Why Clients Choose Us

Clear, simple explanations
I break everything down in plain English so you always understand your options. No confusion. No guessing. Just clarity that helps you make smart decisions.

Dual-licensed expertise
Most people get either a Loan Officer or a Realtor. You get both in one. I understand how financing and real estate work together, which helps you avoid mistakes and save money.

Real strategy, not just rates
Anyone can quote a rate. I look at your full financial picture and your long-term goals, then match you with a loan that builds wealth, not stress.

Experience that actually matters
I have been in the real estate and mortgage industry since 2008. Market shifts, tough files, complex income, investors, first-time buyers. I have seen it, worked it, and navigated it.

Support for every type of buyer
First-time homebuyers, self-employed clients, VA, FHA, DSCR investors, renovation loans. I specialize in the scenarios most lenders avoid because they take more skill and strategy.

Calm guidance during stressful moments
When things get overwhelming, I bring order, clarity, and a plan. Clients trust me because I keep communication simple and steady from start to finish.

A wealth-building approach
You are not just getting a mortgage. You are getting a long-term plan for ownership, equity, and confidence. I help you think beyond this transaction so you can build something lasting.

A partner you can actually reach
No call centers. No vanishing act. You work directly with me. You get honest answers, quick responses, and someone who cares about you winning.

The Client Experience

As mortgage brokers, we have had the pleasure of working with hundreds of families to help them with their home purchase or refinance needs. Knowing that our clients are making a significant investment, we strive to make the loan process as smooth and stress-free as possible for them.

Throughout our careers, we have made it our mission to provide exceptional customer service to all of our clients. We are committed to working closely with them to understand their unique financial goals and needs, and to provide personalized service that is tailored to their specific situation.

How can I help you?

Whether you are a first time homebuyer or an experienced real estate investor, having a mortgage team you can count on is crucial.

I pride myself on excellent communication and easy accessibility when you need me. My job is to guide you every step of the way.

Fill out the questionnaire on this page to start a discussion about your mortgage needs today!

STILL NOT SURE?

Frequently Asked Questions

Get the Clarity You Need to Move Forward With Confidence

Question 1: What loan programs do you offer?

I work with FHA, Conventional, VA, DSCR, Bank Statement and self-employed programs, renovation loans, and investor financing. I help you choose based on your goals, not just your rate.

Question 2: How much do I need for a down payment?

It depends on the loan. Some programs allow as little as 3 percent down. VA allows zero down for eligible buyers. I walk you through the exact amount once we review your full financial picture.

Question 3: Can I buy a home with lower credit?

Yes. Many clients qualify with credit scores lower than they expect. And if you are not quite there yet, I give you a clear plan to improve your score with specific steps and timelines.

Question 4: How do DSCR loans work for investors?

DSCR loans are based on rental income, not personal income. If the rent covers the mortgage, you can qualify. They are great for investors building a portfolio quickly. I help you structure the deal and run the numbers.

Question 5: I am self-employed. Can I still qualify?

Absolutely. We can use tax returns, profit and loss statements, or bank statement programs depending on the situation. I specialize in self-employed buyers and will walk you through the easiest path.

Question 6: How long does the mortgage process take?

Most loans close in 21 to 30 days, depending on the program. DSCR and specialty loans may vary. I give you a timeline upfront so you know what to expect.

Question 7: Do you help with credit improvement?

Yes. If you need to raise your score, I create a personalized plan and recommend tools and resources that help you get mortgage-ready as quickly as possible.

Question 8: What are closing costs and how much should I expect?

Closing costs are the fees related to your loan and home purchase. They typically range from 3 percent to 5 percent of the purchase price. I give you an exact estimate early in the process so there are no surprises.

Question 9: Can you help me if I am buying and selling at the same time?

Yes. Because I am licensed in both real estate and mortgages, I help you coordinate timelines, financing, and strategy so the transition is smooth and stress-free

Question 8: What if I am not ready to buy yet?

You do not have to be ready today. Many clients work with me months before they purchase. I help you prepare, set a plan, and make sure you are confident when the time comes.

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Notice To Texas Loan Applicants: Consumers wishing to file a complaint against a mortgage banker, or a licensed mortgage banker residential mortgage loan originator, should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, TX 78705. Complaint forms and instructions may be obtained from the department’s website at www.sml.texas.gov

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A toll-free consumer hotline is available at 1-877-276-5550. The department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed mortgage banker residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the department prior to the payment of a claim. For more information about the recovery fund, please consult the department’s website at www.sml.texas.gov